Credit Repair Tips
One of the most important things you can do for quick credit repair is to pay your bills and debt repayments on time. Most companies give you about three weeks before they consider the payment overdue. Make sure you pay during that time.
Try to always pay at least the minimum amount due on your monthly repayments, and more when you can. If you make less than the minimum payment, that is a red flag too and is very likely to make your score worse rather than better.
If you can manage to pay even a few dollars more than the minimum payment each time, go ahead and do it. This looks really good from the credit company and will also help you pay off your bills faster. This is one of the best things you can do for quick credit repair.
When you are trying to repair your credit score, you should not make your debts wider or reduce your payments. So if the credit companies start offering you some kind of a deal where you extend the loan for a longer time, it is much better to politely refuse. They may offer you either lower payments or a time when you can ‘legally’ skip payments. Either way, it will not help your credit score. Resist the temptation if you want to improve your credit history.
Credit repair isn’t impossible nor does it have to be very time-consuming. The best way to go is to keep things simple by keeping payment current, paying off your bills as soon as you can, and negotiating your debt.